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Disability Income

Disability insurance provides income in the event a worker is unable to perform their work and earn money due to a disability. There are many types of insurance and each organization and disability insurance type have specific rules as to what is considered a disability. Short term disability insurance policies offer a worker a portion of their salary if they are unable to work for a short period typically three to six months.
Long term disability insurance offers a worker portion of their salary if they are unable to work for a longer period usually over six months. Both short term and long term disability policies have a period for which a person must be disabled before that individual is able to start receiving disability benefits. That period of time is called an elimination period. If a person becomes disabled, they must wait until the elimination period is over before the start receiving benefits.

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A company built on a conservative principles and dedicated to excellent services. Your One-stop shop for all things Insurance, Prestige group works to inform and educate families on financial decisions that enabled them to achieve their financial goals. This is achieved through operating on a set of values and principles that are non-negotiable that worked to create and maintain trust between Prestige Team and the community we serve. Our team has over 100 years of combined experience, and each team member has extensive knowledge and experience in all aspects of Insurance.