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Key Person Insurance

Key person insurance, also commonly referred as key man insurance or key employee insurance, is an important form of business insurance. In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise in an event of death or disability of an important member of the business.
Many businesses have a key person who is responsible for the majority of profits, or has a unique and hard-to-replace skill set. The loss of this person from the business could cause a significant financial loss. To help ensure that the business will continue in a successful manner, an employer may take out a key person insurance policy on the life or disability of that employee. The employer does this to offset the costs of replacing and training a new employee, and losses in production or profits that a business will likely suffer in the event of the loss of a key person. PCG offers a variety of high-limit, comprehensive key-person insurance coverage for employees and executives.

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Prestige Consultant Group (PCG) Is a Company built on conservative principles, and dedicated to excellent services. PCG is a full-service insurance agency and works to inform and educate families on financial decisions that allow them to achieve their financial goals. This is achieved through operating on a set of unwavering values and principles to create and maintain trust between the PCG team and the communities it serves. Our team has over 100 years of combined experience, and each team member has extensive knowledge and experience in all aspects of insurance.