Indexed universal life is regulated like a fixed universal life. You pay the same premium, your cash value provides a downside guarantee of 1% or less, but potentially earns higher upside performance of the market. Like with all universal life policies, once you’ve built up enough cash value, you can use it to lower or possibly pay your premium in full without lowering your death benefit.
Prestige Consultant Group (PCG) Is a Company built on conservative principles, and dedicated to excellent services. PCG is a full-service insurance agency and works to inform and educate families on financial decisions that allow them to achieve their financial goals. This is achieved through operating on a set of unwavering values and principles to create and maintain trust between the PCG team and the communities it serves. Our team has over 100 years of combined experience, and each team member has extensive knowledge and experience in all aspects of insurance.